If you’re looking to save on car insurance and equip yourself (or your teen) with the skills to drive confidently, driver’s education is a powerful ally. Completed through Learn to Drive, our ADOT-certified courses not only build safe driving habits—they can reduce insurance premiums noticeably.
Why Insurance Rates Drop After Driver’s Ed
Reduced risk equals reduced premiums. Insurance companies recognize that drivers who’ve completed a certified driver’s education course are less likely to be involved in accidents. Studies show that teens who take driver’s ed experience fewer crashes and receive fewer traffic citations—drivers who forgo such training face significantly higher risk.
As a result, insurers may offer discounts typically between 10% and 15%, and in some states even up to 20%, for those who complete an approved driver education or defensive driving course.
Real Savings in Arizona with ADOT-Certified Training
At Learn to Drive, our 10-hour ADOT-certified course includes four 2.5-hour in-vehicle lessons, a road test waiver, and an insurance certificate. Completing this course qualifies students to skip the road test and to submit proof to insurers for possible discounts.
Families in Arizona have reported savings of up to 15% on their annual premiums. Over time, these savings can exceed the cost of driver training, making it a cost-effective investment.
Benefits Beyond Discounts
Build Safe Driving Habits
Our expert instructors don’t just teach you how to drive—they teach you how to drive wisely. Defensive driving techniques, mastering road laws, and handling Phoenix-area challenges—like freeway merges and complex intersections—are part of the instruction.
Greater Confidence, Fewer Mistakes
Completing a structured program instills confidence. This confidence often translates into safer decision-making, fewer infractions, and a clearer understanding of vehicle dynamics—all things insurers reward.
Peace of Mind for Families
Parents can rest easier knowing their teen received thorough, professional training. Especially for those applying with graduated licensing rules, our program offers both safety and convenience.
What Insurance Savings Look Like
| Discount Type | Potential Savings |
|---|---|
| Driver Education Discount | 10–15% (sometimes up to 20%) |
| Good Student Discount | Often up to 20% for B average or higher |
| Defensive Driving Courses | Additional reductions, typically 5–25% |
Combining driver’s ed with additional incentives—like good grades or defensive driving classes—can stack savings and maximize value.
Why Choose Learn to Drive?
- Expert Instruction
Our instructors are passionate mentors who blend driving fundamentals with practical guidance—just ask our founder, Jeff, who brings years of community and coaching experience. - Convenience & Confidence
We prepare you for both the written and in-car test, helping you qualify for your permit or bypass the road test entirely, saving time and reducing stress. - Tangible Financial Impact
The 10-hour ADOT-certified course comes with an insurance certificate that can lead to real-dollar savings—paying for itself over time.
Getting Started: Tips for Parents & Teens
- Inquire with your insurer. Ask what type of driver’s education or certificate they require for a discount.
- Keep your completion certificate handy. Most insurers ask for it when processing discounts.
- Shop around. If your current insurer doesn’t offer a discount, another might.
- Combine discounts. Don’t forget about good student or defensive driving savings to amplify overall reductions.
A Smart Investment in Safety and Savings
Enrolling in Learn to Drive’s ADOT-certified course is more than a stepping stone to licensing—it’s a smart choice for long-term safety and savings. You’ll help your teen become a confident, skillful driver while reducing your insurance costs. Over time, the combo of training, convenience, and savings makes driver’s ed a strategic win.
If you’re ready to get started or have specific questions about insurance discounts, contact us—our team is here to guide you.
